The Ant Fund blog
Essays on retirement math, indexing, simulation, and what financial independence actually means — written without jargon, without advice-giving, and without rushing.
6 articles
A thousand patterns have a thousand names — and every one of them is a footnote to a single tug-of-war between buyers and sellers. Candlesticks, chart patterns, support and resistance, moving averages, Bollinger Bands, MACD, and multi-time-frame analysis, explained from the ground up.
Keep a few years of expenses in safe, boring investments and the rest in stock index funds — so a market crash never forces you to sell at the bottom to pay your bills. Explained with a $1.5M, $5,000/month worked example.
There's one equation underneath every FIRE calculator. The whole debate is about how to set one number in it. A field guide to seven methods — Bengen's 4% rule, Morningstar's forward-looking SWR, CAPE-linked rates, Guyton-Klinger guardrails, dynamic withdrawals, and the variants (Lean, Fat, Coast, Barista) — plus the architecture that combines them.
What a Monte Carlo retirement calculator actually is, how it works under the hood, and how to read every number it gives you — explained in plain English.
What calls and puts actually are, who's on each side of the trade, where the money flows, and the four positions that make up every options strategy — written for someone who has never traded an option before.
What calls and puts actually are, how the Wheel strategy generates income, and where premium selling really earns — a careful look at the math behind options income.
